A New Era of Banking in Pakistan
Roshan Digital Account is a major initiative of State Bank of Pakistan, in collaboration with commercial banks operating in Pakistan. These accounts provide innovative banking solutions for millions of Non Resident Pakistanis (NRPs) seeking to undertake banking, payment and investment activities in Pakistan.
Fully Digital Account Opening and Operation

For the first time in Pakistan’s history, NRPs are being provided an opportunity to remotely open an account in Pakistan through an entirely digital and online process without any need to visit a bank branch. Opening of the account will require only a basic set of information and documents. Banks have been asked to complete all necessary customer due diligence within 48 hours.
Steps to open an account
1. Select a Bank
Select any of the eight banks for opening an account.
2. Fill Account Opening Form
Go to the selected bank’s website for filling account opening form digitally.
3. Choose Digital Account Type
Choose the type of Digital Account – a Foreign Currency Account or a Pak Rupee Account.
4. Upload Documents
You will need to upload scanned copies of at least the following documents to open an account:
a) CNIC/ NICOP/ POC.
b) Passport (Pakistani and/or foreign country).
c) Proof of non-resident status.
d) Proof of profession and source of income/ funds. For example, one of the following documents:
- For salaried individuals: employment letter, salary slip or bank account statement.
- For business persons: business registration document, business letter head or bank account statement.
5. Add Picture
You will be asked for a digital photo that would be taken at the time of filling the form and uploaded live.
6. Receive Confirmation
You will get confirmation of account opening within 48 hours.
7. Transfer Funds
After account opening, you can transfer funds in the account through banking channels from the country of your residence.